Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.
Labour Sponsored Investment Funds ("LSIF") have tax credits that are subject to certain conditions and are generally subject to recapture, if shares are redeemed within eight years. Please note that Mutual Fund Representatives in Alberta are not permitted to sell LSIF.
An investor proposing to borrow for the purchase of securities should be aware that a purchase with borrowed monies involves greater risk than a purchase using cash resources only. The extent of that risk is a determination to be made by each purchaser and will vary depending on the circumstances of the purchaser and the securities purchased.
Discuss the risks associated with leveraged mutual fund purchases with an financial advisor before investing. Purchases are subject to suitability requirements. Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same if the value of the securities purchased declines.
Investors should educate themselves regarding securities, taxation or exchange control legislation, which may affect them personally. This web site is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult an appropriate professional regarding your particular circumstances.
This Internet Website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.
Representatives of financialguys.ca who act in the capacity of financial advisors may be licensed for the sale of life insurance. Representatives of financialguys.ca are registered through separate organizations for each purpose and as such, you may be dealing with more than one entity depending on the products purchased. Representatives of financialguys.ca will provide the name of the entity being represented when insurance business is conducted. The sale of insurance products is not the business of or under the supervision of Global Maxfin Investments Inc. and Global Maxfin Investments Inc. will not be liable or responsible for such activities.
All non-mutual fund related business conducted by Representatives of financialguys.ca is not in the capacity of an employee or agent of Global Maxfin Investments Inc. Accordingly, Global Maxfin Investments Inc. is not liable and/or responsible for any non-mutual fund related business conducted by Representatives of financialguys.ca. Such non-mutual fund related business is the responsibility of Representatives of financialguys.ca alone.
References in this Internet Website to third party goods or services should not be regarded as an endorsement of these goods or services. By accessing any of the links provided you will be leaving the financialguys.ca site. financialguys.ca is not responsible for the information contained on these websites.
Calculators provided on the Tools page are for illustrative purposes only and should not be relied upon as an accurate indication of your financial retirement needs. As each individual's situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculation. We do not guarantee that these calculators are reliable, accurate, or that they will be compatible with your computer.
The information contained on this Internet Website is for general information purposes only and is the opinion of the owners and writers. This information is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. However, please call financialguys.ca to discuss your particular circumstances.
This web site is intended for Canadian residents only and the information contained herein is subject to change without notice. The owner and publisher of this Internet Website are not liable for any inaccuracies in the information provided.
E-mail over the internet is not a secure medium and privacy cannot be guaranteed. Ron Toothe and Global Maxfin Investment Inc. (GMII cannot accept any responsibility for any harm or damage incurred as a result of sending personal or confidential information to Ron Toothe or GMII over the internet, or if information is sent over the internet at your request.
The Internet is not a secure medium and privacy cannot be assured. E-mail is vulnerable to interception and forging. Ron Toothe and GMII cannot ensure the privacy of any information or instructions you send to us or that we send to you over the Internet. Ron Toothe and GMII will not be responsible for any damages you may incur if you communicate confidential information to us over the internet or if we communicate such information to you at your request.
Ron Toothe and GMII does not warrant the accuracy, completeness, quality, adequacy or content of any information or tool on the website nor does it make any Warranty as to the results that may be obtained from the use of the service.
The website and content are provided "as is" without warranty or condition of any kind. Ron Toothe and GMII does not warrant that this site or any sites, to which this site is linked , and any information, or other material downloaded from this site, or linked sites are uninterrupted, error-free, or free of viruses, defects or other harmful components.
Accuracy and Changes
The information presented on this site is provided as a general source of information, and is not guaranteed to be current, accurate, or complete, and is subject to change without notice.
Limitation of Liability
Ron Toothe and GMII will not be responsible or liable for any direct, indirect, special, incidental, or consequential damages, or any other damages whatsoever, including, without limitation, lost revenues, lost profits or loss of prospective economic advantage, resulting from the use or misuse of this website, or the information or documents thereof, even if advised of the possibility of such damages or such damages are reasonably foreseeable.